See tomorrow's needs, today
Plan today for a secure and independent tomorrow — try it now, before you sign in.
- Real projection, real numbers. The same tool families use inside LegacyNest, started from an example.
- Nothing is saved. Drag any slider to see how long your child's money would last — it is a thinking tool, not a form.
- Your ages, not a stranger's. Set your child's age, your age, and both life expectancies before you look at the chart.
The question behind every other question
Parents raising a child with special needs — whether that is autism, cerebral palsy, an intellectual disability, or another lifelong condition — live with one arithmetic problem that never quite resolves: the care will continue after the earning does. Most families have a rough sense of it, carried privately and rarely written down — a worry rather than a number.
LegacyNest turns that worry into arithmetic you can look at. It takes the costs your family actually carries, the income and assets that actually exist, and projects them across your child's lifetime, so you can see the shape of the gap rather than guess at it.
What the projection is built from
Nothing is assumed on your behalf. The picture is assembled from what you record:
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Daily living
The ordinary recurring cost of running your child's life.
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Caregiving
Support staff, attendants and the help that will still be needed later.
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Education & vocational
Schooling, training and programmes that build independence.
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Healthcare
Therapies, treatment and equipment, including what recurs for life.
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Contingency
The margin for the year that does not go to plan.
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Income & assets
Existing cover, investments, annuities and pensions already in place.
What it shows you
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Lifetime projection
Costs carried forward across your child's lifetime, not just the next few years.
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Gap analysis
The distance between what will be needed and what is provided for today.
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Your own assumptions
Inflation, returns and horizons are yours to set — and to change.
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Asset growth
How what you already hold is likely to develop over that period.
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Insurance need
What the gap implies about cover, measured against what you already have.
Built from your actual numbers
Expressed in today's money, so the result stays readable rather than becoming an abstraction. Change an assumption and the projection moves with it — which is the point. A plan you can interrogate is one you can trust.
This is a projection, not advice
LegacyNest does not recommend products, schemes or investments, and it does not tell you what to buy. It shows you your own numbers carried forward under assumptions you control. What you do about the gap is a conversation to have with a qualified financial adviser — this is the preparation that makes that conversation a short one.
Your family's information stays private
Records are held on infrastructure located in India and are visible only to you and the people you explicitly nominate. See our privacy policy for how information is handled.
Start with what you already know
You do not need every figure to begin. Most families start with the expenses they can recall without looking, and build the picture up from there.
Sign in to save your numbers to your family profile
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